Rates
We deal with wholesale divisions of the same mortgage lenders who you deal with on their retail side. For example you could walk into the office of a lender and they would offer you their retail mortgage rates. We can get you significantly lower mortgage rates from the very same lender.
We also make less profit on each deal hence our rates are lower than other lenders.
What are our charges?
Nothing! Zero! Nada!
We are paid by our wholesale lenders and not by our borrower clients. In addition our profit does not depend on the interest rate at all, therefore we always get our clients the lowest rate possible.
Closing costs?
No discount points and only $175 in other fees from the lender
How does that sound?
What do we do?
We get your mortgage done!
From taking your mortgage application, getting you prequalified, collecting and reviewing your supporting documentation, getting you preapproved for a mortgage, automated underwriting your loan, locking your interest rate, ordering your appraisal, processing your mortgage application, clearing underwriting conditions, verifying employment; assets; income etc., and finally making sure that you have an on time closing and wiring the mortgage amount at your closing.... We do it all!
What you get?
Low rates, low closing costs all in convenient one stop shop.